IndianRed

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I guess it's possible, but certainly strange.

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It was actually the middle score of the 3, which is what they use for some reason. My lowest score was actually like 720, the middle and highest scores were like 800 and 810.

They use the MIDDLE score for an individual, but when they want to determine the score of a married couple, they used the WORSE of the two middle scores. Seems inconsistent.

But yeah - I was pretty surprised anyway.

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Feel better?

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A little bit. The difference would have amounted to about $10 a month for 30 years.

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We got robbed one time while we were out. I distinctly remember our sherrif, Bill Poe, coming to the house after we were robbed and telling us that in Louisiana, you can't shoot someone who is trying to rob you if they are not in your house and you are scared for your life.

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If you're reasonable afraid for your life you can use deadly force. For instance if you see someone outside your house, on your property, with a firearm, attempting to illegally enter - you can shoot them outside the house. Or if the person is a Japanese foreign exchange student that showed up at the wrong house for a Halloween party, apparently then its OK, too.

The key is whether or not a reasonable person is afraid for their life. If you see an unarmed man going into your shed to steal something, and especially if your shed is not even close to the house - its not reasonable to assume your life is in danger.


I'm sure Sheriff Poe really likes the fact you've told the whole internet about how he advised you to destroy evidence and commit perjury, BTW.

The wife and I just locked in our rate for a mortgage today at 5%. The agent explained to me the rate was based off my wifes credit since it was worse than mine. I'm like "waaaa?? why?".

Wife has
a medical collection from 2004 for 50 bucks that was paid
a student loan that she has paid faithfully on for nearly a decade



I have
an unpaid collection from Verizon for less than $100 from like 05 (that I don't owe and will never pay)
the VISA card has me as the primary account holder, and its paid every month


So basically - since I am the primary account holder of the VISA card - and the card has a monthly balance that is paid in full (or nearly in full) every month - my credit score is like 800 - but hers is only 710. My wife uses the same card - it has her name on it, I'm just the primary account holder. So it doesn't show up in her credit score. The loan agent told us if the CC had been a joint credit card, instead of me as the primary holder and her as a secondary card user - her score would be closer to mine.

That's just f'ing stupid.

Of course that was just our agent's best educated guess as to why our scores are so different - apparently even loan agents themselves can't fully decipher the mystery that is the 3 credit bureaus.


And the wife actually makes more money than me. If I were making a loan - I'd MUCH rather lend to her than to me!

Deadly force to protect property not legal in this state, you may only use deadly force to protect life. Just thought all the folks out in the spillway with guns ready to shoot any looters dead might wanna consider if its worth their time behind bars.

EDIT; If they break into your home and you're inside its my understand you may use lethal force then.

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Poor white trash is no different than the poor black folks in the 9th Ward

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The primary difference is that when poor black folks get emergency assistance they are characterized as leeches but when poor white folks get it they are admired for their resilience in the face of disaster.

Also, the blacks will buy malt liquor with their assistance money, while the whites will buy Coors. That is a key difference.

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Good post IndianRed

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Thanks. I remember the same comments about the nashville floods. The people of Tennessee took many millions in federal assistance and in fact their legislature begged Congress for more.

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Those people know how to live on the water unlike New Orleans

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The question is whether or not they can live IN the water, not ON it.

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1) It is a dumb debate. We made that decision 50 years ago.

2) VERY few people are actually getting flooded out of their principal homes, unless the seawall breaks in Morgan City.

3) Those who are getting flooded out of their principal homes a) would live there even if it flooded every year, or b) built beautiful homes in the middle of the swamp and knew the risks or c) retired and moved to the camp and have resources. This is not a human tragedy of vulnerable people.

4) The Atchafalaya Basin is a creature of man now, not God. We control EXACTLY how much water goes into it. It is not Eden-like. It is not an unspoiled, virgin area. It is beautiful, but if it was spoiled, it was done fifty or sixty years ago, not on May 14.

5) Krotz Springs is a refinery town with a speed trap. Come on. Melville is much cooler, but those folks have a real historical memory for the '27 Flood (passed down) and they drive over a ring levee every day to get in and out of town. They know the score.

6) Before the national media gets all weepy about it, they should drive Highway 105 between Krotz Springs and Melville, where they would observe more Confederate flags per capita than just about any place in the United States. You take your own views on that, but I think the national reporters would have far different ideas about that flag than the people who live there do.

7) Let's stop all the New Orleans vs. Baton Rouge vs. Swamp People mythology, shall we? New Orleans is a great city and a huge economic engine of the state, as is Baton Rouge. The Basin is beautiful and the people are interesting.

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I'm well aware of the density of Confederate Battle Jacks in that area - don't see how it makes them any less human though.


If the folks that live their wanna get pissed off at NOLA and BR because it makes them feel better then that's A-OK - I'm dry, they aren't, they are allowed to get pissed.

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No my friend the spillways were put in place to save New orleans and baton rouge $$$$ with little regard to the towns below it!

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And the 2nd largest oil refinery in the nation as well as dozens upon dozens of other petrochemical plants and the largest tonnage shipping port in the western hemisphere.