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DarkHelmet
| Favorite team: | LSU |
| Location: | Outer Space |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 81 |
| Registered on: | 1/13/2009 |
| Online Status: |
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Question about collections
Posted by DarkHelmet on 1/15/09 at 3:11 pm
So I have this old Alltel account where they billed me for my last month of service when they weren't supposed to. I had the phone cut two days after the billing cycle rolled over, and since I hadn't used the phone in those two days, the person on the phone told me I wouldn't be charged for the last month and to call them if I was. They billed me anyway, and when I called them about it, they acted like they couldn't figure out what I was talking about.
So naturally they got a collection agency. So I disputed the collection - in writing - to the agency and to alltel. I made my argument, and I requested alltel send me an itemized list of the charges.
But instead they just changed collection agencies. When I called to dispute it verbally on the phone, they told me I had to contact their legal department. Their legal department does not have a phone number. They only have an address. Its a fricking PHONE company, and their legal department doesn't have a PHONE.
So instead I just disputed it again on the credit report.
Instead of providing evidence for the charges - they just switched collection agencies again.
So I disputed it. And they AGAIN switched agencies rather than respond to the dispute.
The thing that sucks is that I could at least put a comment on the mark that is on my credit report - but you have to dispute an item first before being allowed to put a small "your story" on it. As soon as I dispute it, they drop the collection with that company and just get another collection agency.
Can they do this? I'm assuming if so, they can do it indefinitely, and I will perpetually have a disputed item on my credit report. Which means I have to pay for a credit report service because I can only get one free report a year.
So naturally they got a collection agency. So I disputed the collection - in writing - to the agency and to alltel. I made my argument, and I requested alltel send me an itemized list of the charges.
But instead they just changed collection agencies. When I called to dispute it verbally on the phone, they told me I had to contact their legal department. Their legal department does not have a phone number. They only have an address. Its a fricking PHONE company, and their legal department doesn't have a PHONE.
So instead I just disputed it again on the credit report.
Instead of providing evidence for the charges - they just switched collection agencies again.
So I disputed it. And they AGAIN switched agencies rather than respond to the dispute.
The thing that sucks is that I could at least put a comment on the mark that is on my credit report - but you have to dispute an item first before being allowed to put a small "your story" on it. As soon as I dispute it, they drop the collection with that company and just get another collection agency.
Can they do this? I'm assuming if so, they can do it indefinitely, and I will perpetually have a disputed item on my credit report. Which means I have to pay for a credit report service because I can only get one free report a year.
re: Funny words Les Miles uses
Posted by DarkHelmet on 1/14/09 at 6:37 pm to TheEye
After the Troy State game:
Les said when he got home he would "kiss my wife and spank my kids"
Les said when he got home he would "kiss my wife and spank my kids"
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