PresterJohn

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The Mandeville/Curtis score shocked me when I first saw it. And to see that they had the shoot-out with Rummel, I think that Rummel should be top-10 while Mandeville should have a few votes too.

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Mandeville has a very good team, mostly due to its offense. Had 500+ yards in offense against Rummel last week, but lost after giving up a 100-yd interception for TD and a 95-yd fumble recovery for a TD, then electing to go for 2 in the first OT (pass caught out of bounds). They lost to JC on a bad snap on the tying extra point.

They should be around come playoff time, but they need better D to get very far. But very entertaining HS football.

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I don't much like Lance. I think he's an arrogant douchebag who spent a good portion of his career bullying the peloton. I'm a cycling fan, but I don't love Lance. I tend to like the crazed climbers than the methodical planners. Give me Chiappucci, not Indurain. I know tactical guys tend to win, but God they are boring. I like a little panache. OK, so that said, I think it is probable Lance blood doped like every other cyclist in the pro circuit. He was still awesome. I also believe that LeMond has probably done his share of questionable doping, given that doping in cycling goes back decades. Hell, Eddy Merckx is fairly open about using speed. If LeMond expects me to believe for one second that he raced in the only era of clean cycling,and won three Tours, then he's sorely mistaken. I don't care. Blood doping is so complex that I'm not even that outraged by it. It's not steroids, it's essentially injecting oxygen in your blood. Lance did not win because he had the best chemist. He won because he was the best cyclist by a fairly wide margin.

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Excellent post, Baloo

Remember, too, that Trek bought out Lemond cycles and essentially mothballed it, leading to a lawsuit in which Lemond blamed Armstrong (which is probably true). Those two have hated one another for years, but not sure how or why it started.

What's the usual for summer practice? My sophomore son has practice starting May 30, four days/week thru the end of summer. No time for vacations, etc.

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A bank is under no legal obligation to perform services for any non-customer for free.

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Russian - you're right, but... The depositor/account holder is the customer, not the payee, and the bank is obligated to honor a draft drawn on its depositor's account. In fact, it can't refuse, unless there are NSF.

A payee is never obligated to deposit a check into his own account at his own bank. He is entitled to present the check to the bank upon which it was drawn and to demand payment. Otherwise, those with no accounts could never cash a check.

The BB/Target scenario is not on point, because retailers aren't governed by any rules of deposits/monetary transfers. In fact, retailers aren't obligated to accept checks at all, as you know. It would probably be a disastrous business decision not to, but that decision is theirs.

Merry Christmas. God willing, I will return to the board some time after the New Year. Have a prosperous 2010.

Your check is an order to your bank to pay the presenter. To the extent the presenter has to pay ($5, let's say) he has been shortchanged by having accepted your check in payment. He may then seek to recover the $5 from you, or otherwise refuse to accept your check. After all, he doesn't have to accept your check in payment...it's not legal tender.

I'm not aware of anything in the Uniform Negotiable Instruments Laws that allows a bank to charge anyone for presenting a check drawn upon the account of its depositor. And there's nothing in my agreement with my bank that allows it, either. Check your contract, and get back with me. I'm curious whether Regions has slipped this in to its standard terms and conditions.

Be careful of anything built or remodeled after 2004. Good luck.

Read the disclaimer language in the home inspection contract and/or report. Typically, if a home inspector misses something, your recovery is limited to the amount that you paid him. Not worth much, IMO. If you're looking for drywall issues, have him take samples. Better yet, make sure that you, as buyer, do not waive your right to make claims for redhibitory defects. Make sure your realtor doesn't sell you down the river by getting you to agree to this waiver clause.

He didn't kick off for SMU. Seems to have adapted pretty well. He'll only get better with time. A wise use of a 5th round pick.

What contractual or other right does any bank have to charge someone for cashing a check drawn on the payor's account? Gimme specifics!

I have a good client in MO, who has a freezer full of venison. Any suggestions on what I could send to him to add some flavor/kick to the way he cooks it? Any gift basket ideas, etc. and where to buy?? Thanks to all, and Merry Christmas!