DanMitchell

When you add your child as an authorized user, they may benefit from the credit history associated with that card, including its positive payment history. This can potentially have a positive impact on their credit score when they eventually have their credit report. However, it's important to keep in mind that not all credit card issuers report authorized user information to the credit bureaus. Therefore, it's a good idea to check with your credit card issuer to confirm their policy on reporting authorized user activity.

In your daughter's case, if you add her as an authorized user to one of your credit cards, she may start building credit history based on that card's positive history. It's a helpful way to introduce her to the world of credit and responsible card usage.