tigerchicforever

Bama should go to the bcs title game..you all can get them good seats can't you....




STFU WE SMOKED YOUR TEAM TOO!!! WE WILL BEAT BAMA AGAIN FOR THE EPIC SHOWDOWN... AND YES MY DAD IS A LAWYER IN NEW ORLEANS... SO I WILL BE SITTING IN ONE OF DEM GOOD SEATS.

Will you please wake up and quit dreaming!!!! :booboo:

you are a LOSER!!!! I do not live in a shite hole and I take great pride in being a #1 LSU FIGHTING TIGER- go back to your little shite hole and keep on being a LOSER

Hi, I am a Residential Construction lender so I know exactly what you are talking about, first off if your LTV (loan to value) is over 80% which causes you to have a monthly MI premium you cant waive the escrow. If not you can waive the escrow, but as the guy stated you usually have to pay .25% of the loan amount because as he stated the bank still has to pay employees to monitor the accounts as the bank is the leinholder and have to make sure that your insurance is current at all times incase of a loss. The taxes at closing should have been based as land only, so If they collected as improved property that was incorrect. and you did request a refund which would have happened anyways at analysis time. The escrow analysis is ran once a year at that time you are either issued a refund of over collection or sometimes your payment will increase due to either insurance or taxes going up. Call your local tax collector and get an estimate on improved taxes home and land and have them fax it to you and forward to your servicer and they will adjust your payment. I can tell you that your payment will go up as the taxes will be alot more based on improved property rather than land only. The escrow account works well if you are not great at saving money. Ex. taxes due in December always and if you didnt save due to not having an escrow account you will have to pay out of pocket right at Christmas time. Escrowing is much safer if you are not good at saving.

Yeah for Wet Delatte!!!
He is an amazing baseball player and I look forward to watching him next year :cool:

They have decent food. The shrimp and corn soup is awesome!!! Rocket shrimp are great too!

No problem we totally understand!!! :cheers:

all you UT fans do is bitch about everything!!!!!
You VOLS argue with LSU, Auburn, Alabama and Florida fans about everything! If you want to read pleasant things about your team and your loser coach..... go to your own board :banghead:

why do you VOL fans even come here to read our posts??? It is like you want to rub it it or something??? I would wait till you atleast win something first.... In case you didnt notice this is an LSU board. What is a VOL anyway?
:booboo: :rotflmao:

:snoozer: