re: How much money am I fixing to shell out? Sewer problems

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Insurance tip: If your sewer backs up and damages floors and such, the damage may or may not be covered by your homeowners policy. You may want to call your agent and check on it.

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Typically if the water originates off your property and overflows into the home then homeowners does not cover it without the endorsement. If there is a clog on the property and the water backs up, typically from toilet running, dishwasher, washing machine, etc then it is covered...