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Started By
Message
re: STOP on the pavement at Publix, Walmart, and other places.
Posted on 1/12/25 at 7:19 pm to BigBinBR
Posted on 1/12/25 at 7:19 pm to BigBinBR
quote:
lol. No. It’s still a chargeable accident. ISO also doesn’t typically say it was in a parking lot either
I didn't say it wasn't a chargeable accident. I said you get dinged less for parking lot accidents.
This post was edited on 1/12/25 at 7:20 pm
1
Posted on 1/12/25 at 7:22 pm to Syd
It’s private property instead of a public road. So, it’s not like you’ll get a ticket for running it. Having said that, it’s not a good idea to run a stop sign as this is a good way to either hit someone or be hit.
Posted on 1/12/25 at 7:56 pm to HagaDaga
quote:
I didn't say it wasn't a chargeable accident. I said you get dinged less for parking lot accidents.
Parking lot accidents are treated exactly like traffic accidents on the roadway with regards to underwriting and rates. i.e. it’s a chargeable accident.
Some states have an “off public roadway” exception for rate increase, but they all identify a “public roadway” as being accessible by the general public - like a parking lot.
Posted on 1/12/25 at 8:09 pm to BigBinBR
So like I said, you won't get dinged (ie rate increase) as much. But didn't say it was different from state to state.
This post was edited on 1/12/25 at 8:10 pm
Posted on 1/12/25 at 8:14 pm to Syd
No, they are liability deflectors for the property owner.
Posted on 1/12/25 at 8:20 pm to HagaDaga
quote:
So like I said, you won't get dinged (ie rate increase) as much. But didn't say it was different from state to state.
Maybe I gave you too much information to digest. You will be dinged the same. There is no difference in a parking lot accident and an accident on a roadway.
This post was edited on 1/12/25 at 8:22 pm
Posted on 1/12/25 at 8:40 pm to BigBinBR
Maybe you are not understanding the simple concept of "dinged" I originally meant. Ie...your rate isn't increasing the same as if it werent in a parking lot.
Posted on 1/12/25 at 8:41 pm to HagaDaga
quote:
your rate isn't increasing the same as if it werent in a parking lot.
Yes it will. I can’t be more clear than that.
They are treated as chargeable accidents. There is no differentiating that it occurred in a parking lot at Walmart or on the interstate.
This post was edited on 1/12/25 at 8:43 pm
Posted on 1/12/25 at 8:45 pm to PhilipMarlowe
quote:
Surely he means if there aren’t any pedestrians present? I’ve always wondered the same. I assume no, and have always treated it like that.
I mean those pedestrians can pop out of the store pretty quick. At least always slow down and yield if you really want to ignore the stop sign.
Posted on 1/12/25 at 9:04 pm to Syd
Don’t know. Just hate it when “certain people” park in front of the store and leave their vehicle or are waiting on their fat, lazy, spouse.
I start seeing red.
I start seeing red.
Posted on 1/12/25 at 9:36 pm to Syd
No that’s liberal bullshite
Posted on 1/12/25 at 9:37 pm to Syd
Not only do you not have to stop, you should absolutely leave your cart in the next parking spot. Alternatively you can cast it in a random direction and let gravity take over.
Posted on 1/12/25 at 9:50 pm to Syd
NO because it’s not a DOT roadway
Posted on 1/13/25 at 1:20 am to Syd
Gotta be careful though - when I was a teenager I got a speeding ticket at the Slidell Mall on the outer road that goes around the mall. Had no idea it was a Slidell road. 36 in a 15. 17 years old and got absolutely reamed by my parents.
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