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re: Raising a child now costs over $300,000 in the U.S., study finds.

Posted on 4/10/26 at 9:11 am to
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
151801 posts
Posted on 4/10/26 at 9:11 am to
quote:

Edit: My bad, misread. Believe $60k is the yearly cost of daycare.
no that’s kindergarten

My 3yo does Catholic daycare 4 days 8am-1pm and it’s a little over $20k I believe. But when he moves up to actual school is when I’ll have to start robbing banks to pay for it me
Posted by Gravitiger
Member since Jun 2011
12704 posts
Posted on 4/10/26 at 12:02 pm to
quote:

What does a nanny 2 days a week do when the kid goes to day care 5 days a week?

Honest question.

My wife has been home with my kids for almost 4 years now (3.5 yr old, 1.5 yr old, and 8.5 months pregnant). So while we gave up her six figure salary, I don't have any of these expenses besides a baby sitter 1-2 times a month.
I 100% know we are paying more than necessary, and it does frustrate me sometimes to feel like we are double paying. But my wife makes the big bucks and feels a greater emotional burden being away from him during the workday, so she makes the call.

My wife doesn't want him in preschool 30+ hours a week, so he gets a half day with a nanny for 2 days. I also spend some half days with him, because my work is more flexible.

But we have to pay the full-time preschool tuition regardless of how many days we actually use it, and we need it full-time at least 2 days a week because of our schedules. We've looked at cheaper, part-time options, and they just don't work for us from a pickup and dropoff standpoint. And nobody reputable lets you pay for only a few days a week.

We don't pay the nanny when she's not keeping him. She has other families. She also helps some with housework, shopping, and chores.

Makes financial sense giving up a six-figure salary to raise 3 kids under 4, but not 1. We're both over 40. This will be our only child, and 4-5 years out of the workforce would pretty much kill either of our careers.
This post was edited on 4/10/26 at 12:34 pm
Posted by oliver646
Member since Jun 2024
107 posts
Posted on 8/24/26 at 7:28 am to
The childcare costs are honestly where you really feel it. I’ve had to compare daycare against an au pair myself, and once you add infant care, longer workdays and all the little extras, the headline monthly price doesn’t tell the whole story.

We went with Go Au Pair because the overall setup gave us more flexibility without paying full-time nanny rates. They screen the au pairs, help match families based on things like childcare experience and driving skills, and you also get a Placement Coordinator plus local support during the placement. Having the same person around consistently made the day-to-day childcare much easier for us.
This post was edited on 8/24/26 at 8:13 am
Posted by Judnnc
Member since Jun 2025
960 posts
Posted on 8/24/26 at 7:31 am to
quote:

Buckstyn


Posted by jpainter6174
Boss city
Member since Feb 2014
6824 posts
Posted on 8/24/26 at 7:32 am to
quote:

makes you wonder how poor people have so many kids


Govament
Posted by The Torch
DFW The Dub
Member since Aug 2014
30859 posts
Posted on 8/24/26 at 7:35 am to
How much does it cost if you walk across the border without a penny to your name, no home, no job, and no food ?

Like the 12 million people the democrats
Posted by Aubie Spr96
lolwut?
Member since Dec 2009
44922 posts
Posted on 8/24/26 at 7:35 am to
My wife has been splitting time with my daughter’s MIL baby sitting the grandson. He’s almost 3 and hasn’t been in daycare yet. We are getting a granddaughter soon. Not sure what the plan is once my daughter goes back to work. Childcare cost is unbelievable. Without family, I’m not sure how people get it done.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
151801 posts
Posted on 8/24/26 at 7:40 am to
quote:

My vasectomy was only like $3k.

quote:

yep had 2
was having two necessary? Or was it such a good deal you had to buy two?
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
151801 posts
Posted on 8/24/26 at 7:49 am to
quote:

Childcare cost is unbelievable. Without family, I’m not sure how people get it done.
we ran the numbers early on and with us having the extra space it was cost effective to get an Au Pair. We are on our fourth one. So far It’s been great and my kids have really benefitted
Posted by lsu777
Lake Charles
Member since Jan 2004
39081 posts
Posted on 8/24/26 at 8:08 am to
quote:

$300,000 in the U.S


thats it?

i spend that on travel ball every year

fricking amatuers...if you dont have 100k in credit card debt, you are doing it wrong!!
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
73056 posts
Posted on 8/24/26 at 8:11 am to
My wife is a stay at home mom. My kids are costing me many many times more than that in lost income from my educated wife not working. Thats a ~ $80k a year hit, not counting the actual expenses which are crazy high.

Its totally worth it, but these studies never take that into account just because its so uncommon these days, although it does seem to be gaining ground. Im blessed to have a good enough job for us to be able to do it, but you've got to really wanna do it to do it these days.
Posted by lsupride87
Member since Dec 2007
113197 posts
Posted on 8/24/26 at 8:26 am to
quote:

Exaggerated. No way I've spent that much. Childcare and private school is a lifestyle choice not a direct cost of raising kids.
My kids go to public school and I easily spend more than 12k on each kid in a year
Posted by CatfishJohn
Member since Jun 2020
22889 posts
Posted on 8/24/26 at 8:31 am to
quote:

makes you wonder how poor people have so many kids



Raising kids correctly =/= having kids
Posted by reggierayreb
Member since Nov 2012
19927 posts
Posted on 8/24/26 at 8:38 am to
Wife and I were blessed to have a happy healthy baby girl and then less than 3 years later we had a healthy little boy. I got snipped before she could ask for a 3rd. They're so damn expensive. Looking back with daycare, diapers, baby food, health insurance, doctor visits, the mortgage, gas, car notes, student loans and everything else I don't even know how we made the numbers work out. I imagine many other young parents would say the same.



Posted by gaetti15
AK
Member since Apr 2013
15778 posts
Posted on 8/24/26 at 8:42 am to
quote:

My wife has been splitting time with my daughter’s MIL baby sitting the grandson. He’s almost 3 and hasn’t been in daycare yet. We are getting a granddaughter soon. Not sure what the plan is once my daughter goes back to work. Childcare cost is unbelievable. Without family, I’m not sure how people get it done.


100%

Wife was stay at home for about 3 years and then was fed up with it. It'd been a whole lot better had we had family around.

Daycare was $260/week for two children.

They go to Catholic school now, it's only about $50/month more.

This is what gets stupid when people say "move to another place to find a job"...having experienced that now three times in my life, it's not easy to deal with kids when you are on your own little island because a lack of family surrounding you.

As family units get smaller, this issue is only going to get worse for future generations...used to be that folks had tons of cousins, uncles, aunts, extended family...with families getting smaller, those options will diminish rapidly for everyday folks
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141761 posts
Posted on 8/24/26 at 8:54 am to
My tax dollars pay the majority of that in America 2026
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
42043 posts
Posted on 8/24/26 at 9:02 am to
quote:


My vasectomy was only like $3k.


I've got some incredible business opportunities and/or products to sell you. What's your email?
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
42043 posts
Posted on 8/24/26 at 9:06 am to
quote:

What about those of us who have no children…


Y'all should be taxed even more.
Posted by Zap Rowsdower
MissLou, La
Member since Sep 2010
16641 posts
Posted on 8/24/26 at 9:07 am to
quote:

I've got some incredible business opportunities and/or products to sell you. What's your email?


Definitely interested! Because apparently the procedure didn’t work and now I’ve got another mouth to feed. I guess the baby being dark skinned is a side effect of the surgery.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
41835 posts
Posted on 8/24/26 at 9:28 am to
quote:

I wouldn't doubt over 50% have EBT cards. Edit: I looked it up. 18%. I was way off.


In parts of LA it’s probably 50%
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