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Is travel protection worth it?

Posted on 3/25/15 at 1:32 pm
Posted by Phil0ndeeez
Houston
Member since Apr 2013
1387 posts
Posted on 3/25/15 at 1:32 pm
Headed to Punta Cana for the honeymoon in September. Travel protection runs at $120 a person. Anybody been screwed by not having it or have a good reason to have it? Only thing I am worried about is a hurricane coming through and wrecking house.
Posted by CorkSoaker
Member since Oct 2008
9784 posts
Posted on 3/25/15 at 1:34 pm to
Book it on credit card. You're protected.
Posted by Breesus
House of the Rising Sun
Member since Jan 2010
66982 posts
Posted on 3/25/15 at 1:34 pm to
it's never worth it until you need it
Posted by Sparkplug#1
Member since May 2013
7352 posts
Posted on 3/25/15 at 1:37 pm to
Yes, but $120 is pretty high. Shop around.
Posted by rootisback
Member since Mar 2014
3371 posts
Posted on 3/25/15 at 1:37 pm to
Depends on if you need it or not
Posted by Sev09
Nantucket
Member since Feb 2011
15555 posts
Posted on 3/25/15 at 1:41 pm to
quote:

Book it on credit card. You're protected.


This. I'd check your credit card benefits, as there could be a lot of things you didn't know you had.

Check out this article for more info: LINK /

I went to Punta Cana (stayed at the Excellence) a couple years ago and was fine. Just stay on the resort property and you'll be fine.
Posted by LucasP
Member since Apr 2012
21618 posts
Posted on 3/25/15 at 1:44 pm to
quote:

Headed to Punta Cana for the honeymoon in September. Travel protection runs at $120 a person. Anybody been screwed by not having it or have a good reason to have it? Only thing I am worried about is a hurricane coming through and wrecking house.


Subtle brag about not having a fear of flying. We're all very impressed.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35493 posts
Posted on 3/25/15 at 1:45 pm to
quote:

Just stay on the resort property and you'll be fine


Curious. What does this have to do with travel protection insurance (which I never purchase)?
Posted by Sparkplug#1
Member since May 2013
7352 posts
Posted on 3/25/15 at 1:45 pm to
quote:

Subtle brag about not having a fear of flying. We're all very impressed.


He's on autopilot
This post was edited on 3/25/15 at 1:46 pm
Posted by REB BEER
Laffy Yet
Member since Dec 2010
16172 posts
Posted on 3/25/15 at 1:46 pm to
I'm in the process of making reservations in Roatan and was wondering the same. Our contact there "highly recommends" it. She said if you book with American Express you are covered. I don't know about other credit cards.
Posted by NashBamaFan
Nashville
Member since Mar 2011
2946 posts
Posted on 3/25/15 at 1:49 pm to
Why Roatan? Just went there 2 weeks ago and it's a shithole. Nothing there.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35493 posts
Posted on 3/25/15 at 1:50 pm to
quote:

Why Roatan? Just went there 2 weeks ago and it's a shithole. Nothing there.


Just a very nice bay with a great beach and dozens of inexpensive restaurants and bars on it with possibly the best diving in the Caribbean. Other than that, yeah there's "nothing" there.
Posted by Sparkplug#1
Member since May 2013
7352 posts
Posted on 3/25/15 at 1:52 pm to
quote:

Why Roatan? Just went there 2 weeks ago and it's a shithole. Nothing there.


The diving is pretty sweet. Why were you there?
Posted by LSUAlum2001
Stavro Mueller Beta
Member since Aug 2003
47121 posts
Posted on 3/25/15 at 1:52 pm to
REB diving?
Posted by REB BEER
Laffy Yet
Member since Dec 2010
16172 posts
Posted on 3/25/15 at 1:53 pm to
My wife went to West Bay last year and loved it. I think most of the island is crap, but I thought West Bay is supposed to be nice.

My kids (9 and 10) love snorkeling, and the world's 2nd longest barrier reef will be less than 100 yards from our front door step.
Posted by REB BEER
Laffy Yet
Member since Dec 2010
16172 posts
Posted on 3/25/15 at 1:54 pm to
quote:

REB diving?


More like floating around and praying no one sticks a harpoon in me

But I have been dieting.
Posted by Agforlife
Somewhere in the Brazos Valley
Member since Nov 2012
20102 posts
Posted on 3/25/15 at 1:56 pm to
Well you know what they say, flying ain't nothing, it's just falling with style.
Posted by LSUAlum2001
Stavro Mueller Beta
Member since Aug 2003
47121 posts
Posted on 3/25/15 at 1:57 pm to
Do they make a vest/belt with enough diving weights to make it possible?
Posted by Kingwood Tiger
Katy, TX
Member since Jul 2005
14162 posts
Posted on 3/25/15 at 1:58 pm to
Visa Signature cards offer travel protection as well
Posted by Sev09
Nantucket
Member since Feb 2011
15555 posts
Posted on 3/25/15 at 2:51 pm to
quote:

Curious. What does this have to do with travel protection insurance (which I never purchase)?


Because once you head outside of the resort boundaries, your chances of something travel-protection-worthy happening to you increases.

If you stay on the resort property, you mitigate these potential issues:
-Food poisoning/water parasite sickness
-Getting Scammed by locals
-Injury due to wildlife
-Injury due to water sports or other extreme sport
-Mugged/attacked by locals
-etc.
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