re: If someone does a credit check on you without approval,

Well, here is the bottom line. Did you sign anything? If you did, I am sure that in the "small print" at the bottom, you authorized them to run credit checks. Unfortunate, but I suspect it is all on you. Good luck.

quote:

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The bad thing is it hurt my credit and I'm in the red now.

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Damn son how bad is your credit that one check dropped it that low.

1. You sound like a huge vagina
2. You obviously signed something without reading it completely
3. If your credit is so marginal that one hard hit is a threat to your score, then may God have mercy on your soul

Better Business Bureau.

It is the only way you can get some of these companies to do something.

Why would you be giving a car salesman your SSN unless you were doing a credit application or finalizing a purchase? They have no need for your SSN just to appraise your trade in