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How much auto insurance coverage you baw carrying?

Posted on 4/28/18 at 6:06 pm
Posted by lsu xman
Member since Oct 2006
17019 posts
Posted on 4/28/18 at 6:06 pm
100/200/100 enough?

I saw a commercial a lady said she "Got Gordon" and got $700K.

I don't want to to be living in the streets if someone "Got Gordon" on me.
This post was edited on 4/28/18 at 6:07 pm
Posted by DustyDinkleman
Here
Member since Feb 2012
20381 posts
Posted on 4/28/18 at 6:06 pm to
Gordon will take your house.


...and your wife
Posted by hombreman9
USA
Member since Feb 2009
3782 posts
Posted on 4/28/18 at 6:10 pm to
Get yourself an umbrella. Cost of living in Louisiana.
Posted by ThatMakesSense
Fort Lauderdale
Member since Aug 2015
15281 posts
Posted on 4/28/18 at 6:11 pm to
30/60/25

We have better drivers in Texas.
Posted by Jim Rockford
Member since May 2011
106086 posts
Posted on 4/28/18 at 6:11 pm to
Tree fiddy of course.
Posted by Plankton
Member since Jun 2015
1455 posts
Posted on 4/28/18 at 6:11 pm to
If you're not a shitty driver the minimum state limits should br fine.

Just make sure to carry UM in case an a-hole without insurance hits you.
Posted by lighter345
Member since Jan 2009
11902 posts
Posted on 4/28/18 at 6:24 pm to
$1Mil/$1Mil

The difference between $250K and $1Mil is like $40 for me.
Posted by bigwheel
Lake Charles
Member since Feb 2008
6491 posts
Posted on 4/28/18 at 6:26 pm to
1oo/300/100
Posted by Bigfishchoupique
Member since Jul 2017
9676 posts
Posted on 4/28/18 at 6:59 pm to
You need to be able to sue yourself because odds are that if someone hits you they will be underinsured or not insured. You need as much UM as you can get. They usually cap the UM at the liability limit.
Posted by IllegalPete
Front Range
Member since Oct 2017
7182 posts
Posted on 4/28/18 at 7:32 pm to
quote:

How much auto insurance coverage you baw carrying?



I just carry around the card.
Posted by Houma Sapien
up the bayou
Member since Jul 2013
1688 posts
Posted on 4/28/18 at 7:42 pm to
350/350/350
Posted by go_tigres
Member since Sep 2013
5494 posts
Posted on 4/28/18 at 9:29 pm to
1mil on all 3 of my vehicles
Posted by llfshoals
Member since Nov 2010
21035 posts
Posted on 4/28/18 at 9:30 pm to
100/300/100

Should be sufficient
Posted by Ronaldo Burgundiaz
NWA
Member since Jan 2012
6795 posts
Posted on 4/28/18 at 9:59 pm to
quote:

I saw a commercial a lady said she "Got Gordon" and got $700K
That lady got hit by an 18-wheeler and Gordon got her $7000k.

You hit her with your Meth-A-Bago and Gordon won't take the case.

You'll be fine with 100/300/100
Posted by lighter345
Member since Jan 2009
11902 posts
Posted on 4/28/18 at 10:00 pm to
You really won’t though if it’s a serious accident. 18 wheeler or not.
Posted by surprisewitness
Littleton, CO
Member since Apr 2013
595 posts
Posted on 4/28/18 at 10:00 pm to
Saying you have $1M/$1M/$1M means nothing if you hit an uninsured driver and it was their fault. Your collision/UM is what matters in most cases. I have 100/300/100 and t-boned a small SUV (their fault) a month ago. Car had paper plates and they didn't have insurance. Passenger in the car broke 8 ribs and is trying to sue my insurance, they LOL'd and said frick off. But in the end, I am out my deductible and rental car expenses. It ended up being $18k in damage. She'll be seeing me in small claims court because frick you for not having insurance.
Posted by Morty
Member since Feb 2018
2252 posts
Posted on 4/28/18 at 10:08 pm to
Can we get rid of the word baw? It’s overused and stupid to begin with.
Posted by Jim Rockford
Member since May 2011
106086 posts
Posted on 4/28/18 at 10:46 pm to
No dice, baw.
Posted by ksayetiger
Centenary Gents
Member since Jul 2007
70472 posts
Posted on 4/28/18 at 11:03 pm to
quote:

am out my deductible and rental car expenses


You have 100/300/100 but not rental car reimbursement?

Wow. You cheapass. 30 dollars more (5 bucks a month) to get 45 dollar a day rental up to 7 days for me
Posted by Magicmikeforlsu
Cenla
Member since Oct 2012
1797 posts
Posted on 4/28/18 at 11:11 pm to
250/500/250, million dollar umbrella
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