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re: How fast do you blow up your CC each month past $1K

Posted on 4/23/24 at 8:04 am to
Posted by BlackPot
Member since Oct 2016
2060 posts
Posted on 4/23/24 at 8:04 am to
None of my bills go to my credit card, so I guess rare? I try to only use mine when it's a larger purchase that I don't need hitting my account right away. And I'm cheap and never want to buy anything, so usually it stays untouched.
Posted by BHTiger
Charleston
Member since Dec 2017
4998 posts
Posted on 4/23/24 at 11:45 am to
quote:

Car payments


Not sure since that is usually through a financial institution? I dont have one.
Posted by AwgustaDawg
CSRA
Member since Jan 2023
6978 posts
Posted on 4/23/24 at 12:23 pm to
We use CCs for everything...have one paying 10% back for any purchase currently. We pay the balance every 14 days. Usually around $2500 but sometimes as high as $4K or as low as $700-$800. It is kind of like playing poker with chips instead of cash though...makes it far easier to justify spending when you don't have to pull out the cash.
Posted by ReedRothchild
South MS
Member since Jul 2019
1176 posts
Posted on 4/23/24 at 12:25 pm to
quote:

have one paying 10% back for any purchase currently


what card is this? would like to check into that. I usually get just 2-3% back
Posted by TheDeathValley
New Orleans, LA
Member since Sep 2010
17155 posts
Posted on 4/23/24 at 12:35 pm to
I use a personal card for corporate travel to collect miles. I charge probably $1500-$2,000 on it every two weeks for travel alone (Flight, Hotel, Car, food, etc.).

I probably also spend another 1,500-2,000 a month for bills that allow me to pay with a CC, and incidentals like groceries, gas, etc.

All in, I probably charge 7-8,000k a month. I do pay it off monthly though, so no recurring debt!


Posted by 1tufftiger
Member since Aug 2013
243 posts
Posted on 4/23/24 at 12:46 pm to
Not had a CC for over 20 years…
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