re: schools who will thrive with NIL and schools that will struggle

I would say Bama's days are probably numbered more than Georgia's. There is appreciably a lot more money in Atlanta than the entire states of Alabama and Mississippi and probably Louisiana combined.

If money begins to be that much of a factor, look for non traditional teams in large metro markets to make splash. I said Maryland because of Under Armor, but you might want to look at Minnesota as well. There's a lot of untapped money in Minneapolis/St.Paul