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Posted on 7/6/11 at 10:08 am to Brageous
quote:
I can't find the article that I read but you will get the best deal if you finance through them. Don't tell them you have the cash. A few days after you buy it, send them a check
This also works with credit union refi's also. You end up with the rebates and a month later a much better rate through your credit union.
Posted on 7/6/11 at 1:26 pm to Puffoluffagus
I tried the same thing...they will not give you a deal because the finance department pays them up front regaurdless. If anything, the finance department wants you to pay notes so they can get the intrest.
Posted on 7/6/11 at 1:49 pm to horndog
quote:
One lady told me not to pay it off for a year, b/c it wouldnt be good for my credit.
Just curious if someone could enlighten me on this and if it is true....
Posted on 7/6/11 at 2:32 pm to Brageous
I'm not sure, but I believe that closed credit card accounts typically lower your credit score, so I'm guessing that paying off a car loan quickly would lower your credit score as well.
Posted on 7/6/11 at 2:43 pm to JPLSU1981
Ok that makes sense. I guess paying it off in like 6 months to a year wouldn't be too bad of an idea then.
Posted on 7/7/11 at 9:24 am to Athanatos
Get the discounts and finance. Then pay it off as soon as the terms allow (30 days). This will also help your credit score.
ETA I would think that closing off a loan in good faith would help, no ?
ETA I would think that closing off a loan in good faith would help, no ?
This post was edited on 7/7/11 at 9:26 am
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