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New Truck Advice
Posted on 12/31/19 at 7:14 pm
Posted on 12/31/19 at 7:14 pm
Looking to buy a new truck for the first time in 12 years. I generally keep vehicles a long time.
My question is - since I plan to keep the truck long term - is it better to put as much money down as I can?
For the record. I was always told growing up to never put any money down.
Thoughts?
My question is - since I plan to keep the truck long term - is it better to put as much money down as I can?
For the record. I was always told growing up to never put any money down.
Thoughts?
2
Posted on 12/31/19 at 7:25 pm to BayouTiger311
Depends on the interest rate you can get. If you can get a low (sub 3) interest rate, best to invest your money and pay the note.
Posted on 12/31/19 at 7:26 pm to BayouTiger311
IMO, it depends on the interest rate, length of loan, what can you afford, etc.
Posted on 12/31/19 at 7:35 pm to gatigerusmc
Will shop and check then. Just wasn’t sure if I should walk In with a standard 12-15 percent down payment ready.
I will watch the rate. Thanks.
I will watch the rate. Thanks.
Posted on 12/31/19 at 9:30 pm to BayouTiger311
Pay cash if you can. Money in the bank is not making interest and interest is no longer tax deductible.
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