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Started By
Message
How would you invest 25k?
Posted on 6/5/13 at 3:39 pm
Posted on 6/5/13 at 3:39 pm
I don't have a dime of debt other than my house (150k financed, 3.25% 30 yr)
I make 46k, wife makes 40k and we have our first child on the way in the fall.
I may be getting about 20 to 30k soon lump sum. Currently, we have $7,500 in a roth, wife has 1k in a traditional. Mid 20's.
I was thinking buying a rental, it's something that I'm interested in and would be an easy to fill being in a college town.
Thoughts?
I make 46k, wife makes 40k and we have our first child on the way in the fall.
I may be getting about 20 to 30k soon lump sum. Currently, we have $7,500 in a roth, wife has 1k in a traditional. Mid 20's.
I was thinking buying a rental, it's something that I'm interested in and would be an easy to fill being in a college town.
Thoughts?
This post was edited on 6/5/13 at 3:40 pm
3
Posted on 6/5/13 at 3:42 pm to wegotdatwood
quote:
I was thinking buying a rental, it's something that I'm interested in and would be an easy to fill being in a college town.
Real Estate is a great idea. I'd recommend having something where the rent will cover (or come close to covering) the note.
Posted on 6/5/13 at 3:47 pm to wegotdatwood
Posted on 6/5/13 at 3:49 pm to jmtigers
Its really up to you man. If you ask here you might as well be asking on bogleheads bc they're gonna tell you to index it, and sure that's an awesome level of safety but it's ultimately your money and if you have the balls and desire why not go after your instincts and give a whirl at some company you feel has a shot at growing?
I personally don't index, never have, never will, not knocking those who do, but I'm a dividend growth investor, I seek out companies whose yield has grown annually over a certain amount of years. I use dividata.com to do my homework, and I suggest you do the same, buying SPY is so blah.
I personally don't index, never have, never will, not knocking those who do, but I'm a dividend growth investor, I seek out companies whose yield has grown annually over a certain amount of years. I use dividata.com to do my homework, and I suggest you do the same, buying SPY is so blah.
This post was edited on 6/5/13 at 3:53 pm
Posted on 6/5/13 at 3:51 pm to jmtigers
25k is much less than 120k. 
Posted on 6/5/13 at 4:11 pm to wegotdatwood
quote:
I was thinking buying a rental, it's something that I'm interested in and would be an easy to fill being in a college town.
Thoughts?
sure but as i have said many times before make sure you are getting at least 200 PCF from that not counting vacancies and maintenance. save at least 6 months of that cash flow for what i stated above per property.
Posted on 6/5/13 at 4:14 pm to LSU0358
quote:
I'd recommend having something where the rent will cover (or come close to covering) the note.
Regular Donald Trump
Posted on 6/5/13 at 5:02 pm to Fat Bastard
quote:
at least 200
Should be pretty easy in Fayetteville.
Posted on 6/5/13 at 5:03 pm to I Love Bama
What do you suggest? Don't you own a few pieces of real estate?
If anything, it would give my kid a place to live in college.
If anything, it would give my kid a place to live in college.
Posted on 6/5/13 at 5:27 pm to LSU0358
quote:
I'd recommend having something where the rent will cover (or come close to covering) the note.
stay away from giving out RE advice. thanks.
Posted on 6/5/13 at 5:33 pm to I Love Bama
quote:
Regular Donald Trump
funny eh?
Posted on 6/5/13 at 6:00 pm to LSU0358
quote:
I'd recommend having something where the rent will cover (or come close to covering) the note.
Posted on 6/6/13 at 12:23 am to ThaBigFella
quote:
I'm a dividend growth investor, I seek out companies whose yield has grown annually over a certain amount of years
What are some good dividend paying stocks to have in your portfolio?
Posted on 6/6/13 at 6:47 am to rickgrimes
quote:
What are some good dividend paying stocks to have in your portfolio?
TCP
SPH
STON
RDS B
MMLP
HPT
GSK
COP
XOM
CVX
BBEP
APU
I could give you about 40 more that pay dividends also but that example should be enough for you.
Posted on 6/6/13 at 3:39 pm to wegotdatwood
quote:
Should be pretty easy in Fayetteville.
just remember after PITI and IF you have someone else manage it(factor in management expenses) make sure you get what I said.
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