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How to maximize credit card rewards

Posted on 6/17/19 at 8:15 am
Posted by white perch
the bright, happy side of hell
Member since Apr 2012
7137 posts
Posted on 6/17/19 at 8:15 am
So, I’ve got an Amex delta platinum card. I think I’m silver medallion status on my SkyMiles thing with delta. How do I get the most out of this credit card and what’s the best way to use these reward points/miles?

My wife wants to only use Delta when flying.

Should I change to a chase Sapphire reserved?

The points system confuses me. I’ve always just gotten cash back cards. Do I need to take the time to understand this point system. I just figured out yesterday that you can book flight and stuff through and Amex travel site. Is this how you redeem points?
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35565 posts
Posted on 6/17/19 at 9:23 am to
Are you earning Delta Miles with card or Amex Points?

Just looked. You’re earning Delta Skymiles with that card. I don’t think you can book through Amex travel portal with miles. Only with points. Disclaimer. I don’t have that card so it’s an educated guess.

With Chase you would have to use their travel portal to purchase tickets. Chase points do not transfer to Delta.
This post was edited on 6/17/19 at 9:27 am
Posted by hiltacular
NYC
Member since Jan 2011
19678 posts
Posted on 6/17/19 at 11:59 am to
If you are only planning on flying Delta, the DL Amex gold/platinum/reserve cards are all fine and will benefit you in different ways. You receive miles when using these cards and not points. The miles are redeemed through Delta and different routes cost more than others. The DL platinum and reserve cards offer MQM bonuses when you reach a certain spend which are very helpful in maintaining or bumping to a higher status.They also offer companion certificates and the Reserve access to the skyclub.

Typically you get the most bang for your points when DL offers different award sales. It is truly random.

The regular Platinum Amex will also benefit you as you can access the DL Skyclub (your wife will not get free access). It has a separate points system than the DL credit cards. The Chase Sapphire Reserve does not have any DL specific perks however it is a helpful card to any traveler.

Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 6/17/19 at 7:49 pm to
If you are spending over $60k a year upgrade to the DL reserve
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