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Started By
Message
high yield checking account
Posted on 11/29/19 at 9:23 am
Posted on 11/29/19 at 9:23 am
quick question... i found a high yield checking account offering 3% APY. there savings accounts only offer 1%.
what am i missing ?
what am i missing ?
4
Posted on 11/29/19 at 9:30 am to Teauxler
Probably having to have a direct deposit and ~15 transactions per month to get that rate.
Posted on 11/29/19 at 9:53 am to SLafourche07
i found the catch... only up to $20k
Posted on 11/29/19 at 10:08 am to Teauxler
Can you pass along the bank info? I’m curious.
Posted on 11/29/19 at 10:27 am to MrJimBeam
TDECU
Posted on 11/29/19 at 12:44 pm to Teauxler
You could look into a credit union instead
Posted on 11/29/19 at 2:30 pm to Teauxler
Pelican State FCU has a high yield checking acct that pays 5.01% APY for deposits up to $7,500, and .81% above $7,500
Posted on 11/30/19 at 6:38 am to #1TigerFan
quote:
Pelican State FCU has a high yield checking acct that pays 5.01% APY for deposits up to $7,500
Damn
Posted on 11/30/19 at 10:09 am to #1TigerFan
Can I do multiple $7500 accounts?
Posted on 11/30/19 at 10:29 am to #1TigerFan
quote:
Pelican State FCU has a high yield checking acct that pays 5.01% APY for deposits up to $7,500, and .81% above $7,500
This seems fishy to me, are they trying to raise money or something? 5% is above prime.
Posted on 11/30/19 at 11:29 pm to Tigerholic
quote:
Can I do multiple $7500 accounts?
Tried this with my credit union, no dice. Had my wife go open one in her name.
Mine is at 3.25% on the first 10k now I think. Was higher when I opened the account. That 5% will likely come down at some point.
Posted on 12/2/19 at 3:29 pm to Tigerholic
quote:
Can I do multiple $7500 accounts?
When they first started their Kasasa Checking account you could have multiple accounts, but I think they have cut that back to only one maybe 2 accounts
Posted on 12/2/19 at 3:41 pm to baldona
I've been getting paid a high rate for several years. They do have several requirements that must be met each month to get the high rate. So many debt card purchases, an auto bill pay and/or direct deposit, use online app at least once a month,....
I have had this account for awhile now and the only time I didn't get the higher rate was when I failed to log into my online account once a month
I have had this account for awhile now and the only time I didn't get the higher rate was when I failed to log into my online account once a month
This post was edited on 12/2/19 at 3:43 pm
Posted on 12/2/19 at 3:55 pm to AmosMosesAndTwins
3.25%, are you with LACAP Credit Union?
Posted on 12/4/19 at 7:34 pm to #1TigerFan
quote:
3.25%, are you with LACAP Credit Union?
Negative. CSE.
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