re: Does anyone have a financial advisor? How did you decide that you needed one?

I have had one most of my career. There was a stage in my life where I was unable to invest outside of 401K and I wondered if I needed one anymore, but now they are very helpful in reducing tax burdens, offering new products (that perform), helped me get a huge life insurance policy, and helped me with estate planning and a will. I like the overall convenience.