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Disability question
Posted on 12/17/18 at 5:34 pm
Posted on 12/17/18 at 5:34 pm
I currently have disability with my employer and I am looking into obtaining an additional policy that I would purchase through a private company. I received my quotes today and it has this written at the top:
“Semi-Annual Premiums
Maximum Benefit Period - To AGE 65
To Age 65 Own Occupation with 70% all source integration.”
What does this 70% all source integration mean?
Thanks
“Semi-Annual Premiums
Maximum Benefit Period - To AGE 65
To Age 65 Own Occupation with 70% all source integration.”
What does this 70% all source integration mean?
Thanks
1
Posted on 12/17/18 at 5:38 pm to ctiger69
Collectively, the policies will only replace 70% of your income.
Posted on 12/17/18 at 6:08 pm to iknowmorethanyou
quote:
Collectively, the policies will only replace 70% of your income.
Thanks, I am assuming this is based on gross income?
Also, my existing disability plan the amount is pre taxed. My additional disability plan the amount is post taxed so my pay is not subjected to federal taxes.
How do I determine if both policies combined is 70% of my total income when one is post taxed?
This post was edited on 12/17/18 at 6:21 pm
Posted on 12/17/18 at 6:32 pm to ctiger69
There should be info in there about coordination of benefits. You may have to ask.
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