quote:

I’ve worked as an adjuster for one of the big insurance companies. Each state has different laws regarding DOV claims. In LA you can present one as a claimant. Vehicle can’t be involved in a prior accident and can’t be a leased vehicle you have to own it.
They will most likely come at you with a range. He will start at the bottom and wait for a demand from you. Then it’s just all negotiating from there. Be reasonable and any good adjuster would meet you somewhere in the middle.
Also, your not suing for a DOV claim. As least I hope you wouldn’t waste your time. People need to learn the different of a claim and a law suit. Most attorneys won’t bother with anything to do with property damage. Their expertise is being total pieces of shite and running up Injury claims

Great advice.
There is never anything wrong with pushing back on diminished value. Just be respectful (and thoughtful

Except it’s not good advice. A prior accident does not negate another DV claim. Also, I mess with property damage issues all day long. It’s part of the job, in addition to being a huge piece of shite, you self righteous a-hole.

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Posted by geauxpurple

New Orleans

Member since Jul 2014

12290 posts

Posted on 8/30/20 at 9:44 am to greenwave

It is possible to recover this in a personal injury/property damage case, but you have to stay on it because it usually gets lost in the shuffle.

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Posted by LSUregit

Member since Dec 2013

1620 posts

Posted on 8/30/20 at 2:05 pm to geauxpurple

Wife's car was rear ended, mod damage. Vehicle was only a year old, Infiniti qx60. Offer was $550. Tried to reasonably converse with insurance regarding the future resale impact of the vehicle. Agent sends me a carfax and said that it shows no accident lol and proceeded to be a prick about it. I told them to take it up with my attorney then. Few months later, she received a check for medical bills and a separate $2500 check for DV.

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