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re: Credit Card Rewards and Points Discussion

Posted on 5/11/18 at 12:24 pm to
Posted by Lookin4Par
Mandeville, LA
Member since Jun 2012
1232 posts
Posted on 5/11/18 at 12:24 pm to
What is this 5/24 stuff about?
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/12/18 at 2:56 pm to
I am at 4/24 and ready to churn.


Anyone have success applying for two cards at once and bypassing the 5/24?

Want to do the two southwest cards to get the companion pass.
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/12/18 at 2:58 pm to
quote:

What is this 5/24 stuff about?


Chase (possibly other banks) won't approve you if you try to exceed 5 cards in 24 months.
Posted by LSUregit
Member since Dec 2013
1663 posts
Posted on 5/12/18 at 4:40 pm to
I have done it with the SW cards. Make sure you apply for the business one first. lots of data points out there that this is still possible. Many are even doing it with CSR and recon CSP same day.
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/12/18 at 4:59 pm to
I was just looking around trying to see if it was still possible.

I will do the business one first. Need to iron out the details on how to apply without actually having a business.
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/12/18 at 5:01 pm to
By first you mean simultaneously but just hitting submit first on the business application right?
Posted by LSUregit
Member since Dec 2013
1663 posts
Posted on 5/12/18 at 5:14 pm to
As long as same day. Do it early in day so you have time to recon. SW business card is subject to 5/24 but Chase actually does not consider their business cards as one of the 5 if already owned.


Just use your name as business name and your ssn as ein number
This post was edited on 5/12/18 at 5:18 pm
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/12/18 at 5:40 pm to
Ah ok so you’re saying make sure I get the business card approved first and then submit for the personal.

As it really isn’t worth it to end up with just the personal and would be better off waiting until I have a 5/24 freed up to apply for both again.
This post was edited on 5/12/18 at 5:44 pm
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/13/18 at 10:59 am to
Hell yeah. Approved for both. Companion pass here I come!

I'm going to be sitting out the churning game for a while it seems. All 5 cards in the last year and some change.

Easy part is done. Now I have to find some friends in this city to travel with
This post was edited on 5/13/18 at 11:16 am
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/13/18 at 6:24 pm to
Actually just noticed the person SW cards are only 40k bonus sign up now?

I will have to manufacture 10k points somehow to reach the 110k.
This post was edited on 5/13/18 at 6:29 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40189 posts
Posted on 5/13/18 at 6:43 pm to
Bummer central

Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/13/18 at 7:12 pm to
Damn you Teddy!

Posted by TheChiefHasArrived
Member since Dec 2011
709 posts
Posted on 5/14/18 at 6:16 am to
You'll be spending 4K to get the bonuses anyway so it won't be as bad, may want to pay for your initial couple flights on the cards so you can get 2x points and earn on the flights themselves. Obviously depends on your travel plans and spending habits.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/14/18 at 7:37 am to
check the forums to see if there are other offers for 50k points. If so you could ask to match. You can buy green dot vgcs at $5/$500 at wally world to help reach the required spend.
Posted by HawkeyePierce
Member since Feb 2008
21 posts
Posted on 5/14/18 at 8:45 am to
You'll only have to manufacture about 3K, but hopefully they'll honor a match to the 50K. Congrats on getting CP!
Posted by Lazy But Talented
Member since Aug 2011
14907 posts
Posted on 5/14/18 at 9:28 am to
Thanks guys. Forgot about what will be earned from spending. I checked and buying points isn’t that expensive either, but I’m sure I can get by without doing that.
This post was edited on 5/14/18 at 9:30 am
Posted by wizziko
New Jersey Nets Fan
Member since Jan 2006
35881 posts
Posted on 5/22/18 at 3:39 pm to
I was about to pull the trigger on the Citi AA Business card for the 70,000 mile bonus but saw the Chase Business Ink Unlimited debuted today. Been looking for a Chase card to use at Costco.

I've never had a Chase card. Any chance either one of these won't go through? No recent inquiries and credit score won't be a problem.

The Chase Ink Business Unlimited came out today. It's $500 (50,000 UR points), 1.5% cash back on everything, and no annual fee

LINK

Also the Chase Ink Business Cash has the same signup bonus.

LINK
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/23/18 at 3:50 pm to
I think there is an 80k ink bonus. Might be biz card.
Posted by wizziko
New Jersey Nets Fan
Member since Jan 2006
35881 posts
Posted on 5/23/18 at 4:00 pm to
quote:

I think there is an 80k ink bonus. Might be biz card.


I saw that but 5K spend is a little too savage for me.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/23/18 at 9:49 pm to
quote:

I saw that but 5K spend is a little too savage for me.


The MS game is a little more expensive now without portal rebates on gift cards...But its another 30k in points.
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