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re: Credit Card Rewards and Points Discussion

Posted on 1/30/14 at 6:23 pm to
Posted by nelatf
NELA
Member since Jan 2011
2296 posts
Posted on 1/30/14 at 6:23 pm to
And use Marriott card sparingly since my 110,000 points are nit worth what I thought - still live the express check in, upgrades and personal service.
Posted by Teddy Ruxpin
Member since Oct 2006
40150 posts
Posted on 1/30/14 at 6:29 pm to
(no message)
This post was edited on 1/30/14 at 8:30 pm
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
663 posts
Posted on 1/30/14 at 6:45 pm to
quote:

Posted by Teddy Ruxpin Looks like a winner at the OTR here. Could only do one since the cashier was having trouble but I'll take it and go back. Great find, nice work. Thanks



I will be trying some OTR's this weekend...hope to have some luck. Just opened some additional bluebirds so I can take advantage of the $5K monthly limit on each one.
Posted by Azazello
Member since Sep 2011
3212 posts
Posted on 1/30/14 at 7:33 pm to
Can someone fill me in on what an OTR and bluebird is?

Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
663 posts
Posted on 1/30/14 at 7:38 pm to
(no message)
This post was edited on 1/31/14 at 7:04 am
Posted by Azazello
Member since Sep 2011
3212 posts
Posted on 1/31/14 at 6:00 am to
Ah ok, we don't have those here in NC.

Are Vanilla reloads to bluebird worth the extra time and hassle? Aren't you getting hit with fees?
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
663 posts
Posted on 1/31/14 at 7:06 am to
quote:

Posted by Azazello Ah ok, we don't have those here in NC. Are Vanilla reloads to bluebird worth the extra time and hassle? Aren't you getting hit with fees?


It depends on the card terms, bonus categories, etc. I think it's definitely worth it to simply meet minimum spends for bonuses and mortgages, etc.
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7671 posts
Posted on 1/31/14 at 7:38 am to
quote:

How about? Credit Card Rewards and Points Discussion

Done
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 1/31/14 at 7:58 am to
quote:

Teddy Ruxpin
Finding that was pretty nice. Easiest 15k(2 cards) points you can earn right there. I did stop at another OTR with a buddy and try to get one, but the clerk didn't know what she was doing. She said they just got them in a couple of weeks ago, and didn't teach anybody how to do them . So, this could be a temporary deal.
This post was edited on 1/31/14 at 7:59 am
Posted by Azazello
Member since Sep 2011
3212 posts
Posted on 1/31/14 at 7:59 am to
I buy most of my groceries from Sam's Club, but may stop IOT take advantage of points.

Is there any way around using a debit card at Sams?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 1/31/14 at 8:03 am to
quote:

It depends on the card terms, bonus categories, etc. I think it's definitely worth it to simply meet minimum spends for bonuses and mortgages, etc.

Yep. If you have a VR retailer close to you it doesn't have to be much of a hassle. It was work figuring everything out initially(what to do, where to find, how much etc..), but it's pretty seamless now.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 1/31/14 at 8:05 am to
Sam's takes Mastercards.
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7671 posts
Posted on 1/31/14 at 8:12 am to
quote:

Yep. If you have a VR retailer close

I went to HEB last night and didn't see any VR but they had something called netspend that looked like the same thing. I didn't pull the trigger because I'm not sure on that yet.
We have OTR's all over the place here in Houston. I'll be stopping at one or multiples over the weekend looking for VR's.
Posted by BACONisMEATcandy
Member since Dec 2007
46649 posts
Posted on 1/31/14 at 8:18 am to
quote:

Sam's takes Mastercards.


I think Discover too

The way around it is to go to walmart and buy giftcards and use them at sams

ETA:
htown you the man
This post was edited on 1/31/14 at 8:20 am
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7671 posts
Posted on 1/31/14 at 8:29 am to
Not sure if this will help anyone, but just found this on VR's site of "where to buy" and thought it might be of use.

Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
663 posts
Posted on 1/31/14 at 8:32 am to
quote:


Sam's takes Mastercards.


I think Discover too

The way around it is to go to walmart and buy giftcards and use them at sams

ETA:
htown you the man



Remember though, most cards don't count Sams/walmart/costco towards grocery bonus categories...it would simply be the 1x purchases.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
107992 posts
Posted on 1/31/14 at 8:33 am to
We have BoA World MC Rewards. Use it for almost every purchase. Builds up fast. We just "cashed" in almost $1k in "cash" cards.
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7671 posts
Posted on 1/31/14 at 8:36 am to
quote:

Remember though, most cards don't count Sams/walmart/costco towards grocery bonus categories..

I know my PRG card specifically tells you that they do not qualify.
Posted by BACONisMEATcandy
Member since Dec 2007
46649 posts
Posted on 1/31/14 at 8:39 am to
quote:

Not sure if this will help anyone, but just found this on VR's site of "where to buy" and thought it might be of use.


I do not do this but I believe the problem is not finding VR's but finding somewhere that allows you to purchase them with credit cards
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 1/31/14 at 8:41 am to
quote:

Not sure if this will help anyone, but just found this on VR's site of "where to buy" and thought it might be of use.


The problem is that many don't accept CCs, and not all stores stock the VR, and even the ones that do sometimes have a hard time stocking them. Because they probably have others in the area doing the same thing.
7-11 and CVS are the main ones that accept CCs and 7-11s are hit and miss too now.

^^What bacon said
This post was edited on 1/31/14 at 8:44 am
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