re: Credit Card Rewards and Points Discussion

So for the chase ink card, you don't have to register it under a business?

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I got you, I did not know if there was some rule about how long you should maintain the accounts to reduce the effects of canceling.

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The only "rule" really is bank to bank. Each bank at some point is going to determine if you are a valuable customer or not. If you apply for 5 Chase cards in a year and cancel all 5 when the year is up, I imagine card #6 will be difficult to get.

However, if you get 5 cards but maintain 3 of them and are cycling out 2 of them, you probably won't have much issue.

For instance from Chase I have/had:

Chase Ink Plus 50k(Downgraded to avoid fee)
Ink Bold 60k (Fee hasn't come up yet)
Sapphire Preferred 40k(Downgraded then canceled, my fiancee has a downgraded version that we use for dining. Will apply to get bonus again in a year or so)
Chase Freedom 10k (Keeper at No Fee with 5X bonus categories, fiancee has one too)
Chase Southwest (Got it for the 50k miles to go to some weddings, fiancee has one too)
Chase United Card (Got the 55k offer and canceled before fee)

Will try to get British Airways card right before they stop offering the first year free deal.

Some of these I put spend on after the bonus just a little bit, some I didn't, but having keepers should help. Plus, things like income can be overriding factors, obviously if you are high income you are more likely to be accepted, etc.

This post made me Google search if "canceled" has one "L" or two "Ls." Apparently its a British/American thing.

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Did not know, but I do know that "its" has a comma to da top.

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Of course, nitpicker. ButIcouldgetridofpunctuationaltogether

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Is this your way of getting her to pay the bill? Nice. I recommend separate bank accounts as well.

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Well, I had to throw her credit a bone and not cancel all her cards all the time.

Right now we each have Chase sapphire and each have Marriott. She also has Chase freedom, which we will keep. I want to pull the trigger and each get usair 50k and AA 50k cards. My only concern about cancelling is I have a rather short credit history.
I want the miles to plan a trip to Japan next year, is AA a decent carrier to attempt this with?

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My only concern about cancelling is I have a rather short credit history.

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You need keeper cards such as the Freedom and probably one with AMEX like the everyday cash or something.

It's hard to give an accurate answer without knowing more about your credit profile.

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I want the miles to plan a trip to Japan next year, is AA a decent carrier to attempt this with?

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Definitely. 50k points gets you a RT to Japan Oct-Apr.

Awesome, I just paid all the yearly fees, so I'll go ahead and apply for the new ones and keep the current ones until the fee is due again. Thanks for the advice, I'm sure I'll be pestering you when I start planning the trip.

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Should I call them or does that not matter?

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I always call. Just have something intelligent to say about the product.

Look up how the US Airways card benefits will convert to a special American Airlines Aviator card that only Barclay's will have (since they won't be able to issue new AA cards).

Then, I'd probably go with something like, "I'd prefer to have this card with Barclay's with its benefits (name a few that are different).

They may not even ask, and might just reconfirm income and all that jazz though. But always good to have it in your pocket.

I never call but that's me. After a day or two I get an email that says that I'm approved and the card comes later.

got a credit limit increase on my Barclaycard Arrival today. Went from $4000 to $7000. Thought it was an error at when I had so much extra money available

You know of an easier way to check Bangkok Airways award availability than calling JAL?

I called JAL last week to check and there were seats from BKK to REP.

Transferred 10,000 points from Starwood to JAL. Takes a stupid week. Call and no availability.

Going to be annoying to call JAL every other day even if they are easy to work with.