re: At what point do I swap to liability only for my cars?

quote:

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Example:

$500 deductible X8 = $4,000.

Should you really pay money for the unlikely chance a tree falls on your car?

If someone hits you, they pay. So Comp/collision can be dropped

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Could also just up the deductible amounts to get a slight rate reduction

I had my comp/collision deductibles at 1500 on my older vehicle once the value was below about 10K