re: About to start getting debt free

Good job on being honest, without that nothing will work. It took me way to long to get some sense but the first was the concept of delayed gratification and an honest answer to the question of what I wanted, present consumption and insecurity or delay and financial independence in time. It was not all or nothing, I would make deals with myself to spend some and save some. The funny thing after a while is discovering that I wasn't missing out on anything at all. This change had to occur before all the tricks of wealth building became relevant. interesting quote from proverbs about one side or the other...[Proverbs 13:7] "There is one who pretends to be rich, but has nothing; Another pretends to be poor, but has great wealth." good luck and as with any problem, crawling out is one day at a time.