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Posted on 1/9/13 at 1:34 pm to Croacka
I think we need a new thread soon
Posted on 1/9/13 at 1:36 pm to Croacka
No I didn't. I didn't take it seriously at all. Btw, just tried finding you on linked in.. No go
Posted on 1/9/13 at 1:39 pm to b-rab2
Invite sent
Posted on 1/9/13 at 1:40 pm to b-rab2
Our company has an ESOP that I buy into, but only enough to get their free match. Same for 401K.
Posted on 1/9/13 at 1:41 pm to The Sad Banana
So how else are you planning for retirement?
Any IRA?
Any IRA?
Posted on 1/9/13 at 1:41 pm to Croacka
I got that thing
Posted on 1/9/13 at 1:42 pm to Croacka
Nope, nothing else yet.
ETA: Other than lottery tickets.
ETA: Other than lottery tickets.
This post was edited on 1/9/13 at 1:44 pm
Posted on 1/9/13 at 1:45 pm to The Sad Banana
You should at least up your contribution 1% each year
Most plans can do that automatically
Most plans can do that automatically
Posted on 1/9/13 at 1:45 pm to Croacka
Accepted. I need to add a picture
Posted on 1/9/13 at 1:45 pm to The Sad Banana
You need to Roth it broski
Posted on 1/9/13 at 1:47 pm to b-rab2
quote:
Just had BJ's in Broussard.
you were .5 miles from my house.
I'm in with the haven't started a 401K yet club. But I do have a scottrade account that i deposit into and make my own trades.
i plan on starting my 401K soon, but i'm just not a huge fan of Mutual funds. Need to research the right ones.
This post was edited on 1/9/13 at 1:48 pm
Posted on 1/9/13 at 1:48 pm to b-rab2
Just curious as to why you folks like roths
We do the 401k stuff, but instead of other types of savings like iras we use real estate
We do the 401k stuff, but instead of other types of savings like iras we use real estate
Posted on 1/9/13 at 1:49 pm to donRANDOMnumbers
I think you can just roll it into an Ira every now and then and your investment options will grow a lot
I figure most fund managers are smarter than me, so I roll with the vanguard target funds
I figure most fund managers are smarter than me, so I roll with the vanguard target funds
Posted on 1/9/13 at 1:51 pm to donRANDOMnumbers
quote:
i plan on starting my 401K soon
Free money is free money. And the rule of 72 works longer in your benefit the sooner you start investing.
Does your company give you the option to use an investment manager to manage your assets? Could be a way to start investing without just throwing money out there.
Posted on 1/9/13 at 1:51 pm to Penn
Tax benefits is what most people say
Assuming the Feds don't figure out a way to tax your earnings
Real estate is a hassle IMO, at least to the extent of my knowledge of it
Assuming the Feds don't figure out a way to tax your earnings
Real estate is a hassle IMO, at least to the extent of my knowledge of it
Posted on 1/9/13 at 1:53 pm to Penn
quote:
Just curious as to why you folks like roths
I believe in Roth you pay taxes up front, which is a smaller amount than the back end where you pay a larger sumof your earnings. But on the flip, your growth potential is lower since you have less money investing to begin with, i think
ETA - i have heard the guvment doesnt like these much and they could soon go away.
This post was edited on 1/9/13 at 1:54 pm
Posted on 1/9/13 at 1:55 pm to Brown Mountain
Yeah, but % in, % out I think
If you're sure your tax bracket will be higher at retirement than now, the Roth will benefit
Unless what I said happens and they don't let you disburse tax free in 30 years
If you're sure your tax bracket will be higher at retirement than now, the Roth will benefit
Unless what I said happens and they don't let you disburse tax free in 30 years
Posted on 1/9/13 at 1:57 pm to Brown Mountain
Government pension is the tits.
Posted on 1/9/13 at 1:59 pm to donRANDOMnumbers
Yeah I do a lot of my own trades too. I have another separate account for that.
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