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re: Credit score question

Posted on 10/4/21 at 11:11 pm to
Posted by SaDaTayMoses
Member since Oct 2005
4324 posts
Posted on 10/4/21 at 11:11 pm to
Thanks.
How do I get the experian, transunion, and eqifax without getting a hard inquiry?
I’d like to refi using my wife’s and mine together (both incomes )but had 2 hard inquiries in January to find out hers was not up to par. Paid off her old debt she had in her name.
Id like to get a good estimate before trying again
Posted by TigerGM
Member since Nov 2014
1025 posts
Posted on 10/5/21 at 4:09 am to
You can get a free once a year credit report from each of the major reporters. The government mandates it I believe. You just have to jump through some hoops.
Posted by GrizzlyAlloy
Member since Aug 2020
1677 posts
Posted on 10/5/21 at 5:21 am to
Most banking apps have it. I know for sure if you have a credit card with chase, Amex, or citi.
This post was edited on 10/5/21 at 5:24 am
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