In a normal situation, the deductible should be all you owe to the contractor. What I have noticed with this storm, since there was so much damage with all parts of the home, the insurance is pulling deductible money out of everything that needs fixing/replacing. The roofer should not get the full deductible. What we are doing just taking the rcv for the roof and that’s it. Some of the deductible will be included in that.

To reference something earlier, we do ask to sign a contract and use the numbers the insurance gives. It’s honestly the easiest way for everyone. The only time we send in for a supplement/more money is if the insurance left something off the breakdown whether it be a mistake or intentional or if the insurance isn’t pay the avg or At least close to the avg per sq at the current market value. So for example, stout mentioned earlier the avg is around $383 so if the insurance comes back and is only paying $310 we are going to call them out on their bs and request a supplement to come closer to the avg

Lastly, IF you go with either of those companies, you don’t want Tamko or Owens Corning. You want Atlas. If they try and jack your price up because it’s atlas, hit me up. We only use atlas, synthetic felt, and ice and water in your valleys vs valley metal.

This post was edited on 9/26/21 at 10:42 am

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Posted by tigerfan4120

Member since Dec 2003

3262 posts

Posted on 9/26/21 at 9:02 pm to couv1217

couv, does your outfit do flat TPO roofing and clay tile?

One of these national companies, CMR Roofing & Construction, was canvassing my new orleans neighborhood after the storm. They offered to do a free inspection, so I took the guy up on it even though I was under the impression at that time my roof had weathered it just fine, as there was no frank water intrusion throughout the storm....

He did a relatively brief inspection but noted some soft spots on the TPO and some evidence of water intrusion into the attic. Quickly came to conclusion that I would qualify for a new roof, wanted their company to handle the claim, sign their contract etc etc. Not that the guy was dishonest, but it all came at me pretty quickly so wanted to take a step back and get another opinion.

I reached out to a local company that came highly recommended to come do an inspection, and they have not followed up with me and must be slammed. Now I'm thinking about circling back to the first guy, but still a little apprehensive about signing a contract with this non-local company and having them handle the claim.

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