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Started By
Message
re: Removing fence boards
Posted on 8/28/21 at 1:08 pm to OysterPoBoy
Posted on 8/28/21 at 1:08 pm to OysterPoBoy
quote:
How does insurance on a fence work if it’s shared with your neighbor?
Don't ask, don't tell
Also, they only give 10 year life spans on fence so they depreciated 10% of replacement cost for every year of it's age and that depreciation is not recoverable like other items are so basically lie about how old the fence was
2
Posted on 8/28/21 at 3:17 pm to stout
quote:Depends on your policy. Not all policies treat it this way. Depends on what you are willing to pay for in a hurricane policy.
Also, they only give 10 year life spans on fence so they depreciated 10% of replacement cost for every year of it's age and that depreciation is not recoverable like other items are so basically lie about how old the fence was
Posted on 8/28/21 at 4:31 pm to stout
quote:
Don't ask, don't tell
Also, they only give 10 year life spans on fence so they depreciated 10% of replacement cost for every year of it's age and that depreciation is not recoverable like other items are so basically lie about how old the fence was
Yep. Get you adjuster to allow to detach and reset the fence sections and to remove and replace the posts. You also need to make sure he only applies depreciation to the materials that are being replaced - in this case, the posts. You’ll net more than if he allows to replace an old fence.
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