re: What is your "if I could have a re-do, I would..." re: your personal finances

Outlier here: I should have borrowed a little money as an undergrad to do a summer or semester abroad. I graduated with zero debt, but I would have benefited greatly from international experience at that time in my life. And I should have traveled more as a very young adult, when I had friends and classmates scattered around the globe urging me to drop in….even if it meant acquiring a little debt to do so. The travel/abroad experiences I had slightly later on enriched my life greatly, I just wish I had done them sooner.