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re: Killer Mike's new Black-owned bank receives 'tens of thousands' of account requests
Posted on 10/11/20 at 10:39 pm to fallguy_1978
Posted on 10/11/20 at 10:39 pm to fallguy_1978
quote:
In the mid 80s when I was 8?
Not necessarily, the credit bureaus are far from perfect. I have a similar experience. I was added to a parents card at 16, they had opened the account when I was 10. The bureau has that card on my history going back to when I was 10. Something similar may have happened with your card.
1
Posted on 10/11/20 at 10:54 pm to Fientist
quote:
Not necessarily, the credit bureaus are far from perfect.
No doubt. I worked for one of the big national ones for a decade. I've just always struggled to figure out why they think that I have a 34 year credit history at 42.
It seems like the birth date and year < 18 from today would have been dropped into the algorithm at this point. I can recall opening a bank account at Hibernia when I was about 11. Other than that, no financial transactions that weren't cash based.
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