re: Did everyone's Blue Cross-Blue Shield premiums go up for 2021?

The best part about high deductible plan is you find out how much the insurance is overcharged vs cash price.

I’ve had providers when they find out it’s high deductible and they’ll have to just bill me, offer me a cash discount price beyond what the services would cost if ran and routed through insurance.

It’s easier for some of the small providers to just ask for 20-25% for an office visit. Sure, it’s not counting towards my deductible but I don’t go that often and a visit that would normally be $125 to me through insurance, I find I’m routinely paying $25-$30 cash at time of service. Its not an exaggeration.