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re: I'm struggling to figure out if refinancing makes sense for my situation.
Posted on 9/11/20 at 4:55 pm to Hammond Tiger Fan
Posted on 9/11/20 at 4:55 pm to Hammond Tiger Fan
Always look at the APR. This will factor in upfront points as well as the interest rate.
2.125 with no points sounds like a winner to me, though. Make sure to ask if they allow you to improve your rate if it drops after you lock. Loan cabin allowed me a one-time rate improvement after locking as long as the rate dropped .25% or more.
2.125 with no points sounds like a winner to me, though. Make sure to ask if they allow you to improve your rate if it drops after you lock. Loan cabin allowed me a one-time rate improvement after locking as long as the rate dropped .25% or more.
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