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re: The debate about universal life insurance
Posted on 8/10/20 at 10:31 pm to PropofoLSU
Posted on 8/10/20 at 10:31 pm to PropofoLSU
UL is made up of annual renewable term plus the cash component. The cost of insurance is rising every year. If you are not over funding the policy that policy 9/10 will implode because the cost of insurance and fees will eat away at the cash in the form of an automatic premium loan to pay the difference of the cost of insurance and the premium compounding to more and more losses.
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