re: Covering preexisting conditions...

quote:

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This is one reason health insurance will continue to sky rocket. If this is so great, why can’t I total my truck then go purchase a policy to replace it?

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Really it’s a double edged sword. If you forego auto insurance it won’t affect your health. But if you forego health insurance because it’s out of your budget, you very well could die.

It’s a tough one understandably so, but I lean toward covering pre existing conditions but I also understand the financial implications of doing so. And you’re 100% correct with your totaling your truck analogy.