re: Was able to free up $1300/mo. What to do with it?

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Wife’s Student Loans- $12k @ 4% @ 130/mo

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Do that one first, it will be done in a year, and you'll then have $1430 to throw at:

quote:

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My Student Loans- $14k @ 4% @ $200/mo

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Which will be done after another almost a year (November/December 2021) and then you'll have $1630 to throw at:

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Truck- $16k @ 2% @ $600/mo

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Which should only have a few thousand left.

Then, you throw $2230 into investments - but I would also set aside enough for a big trip sometime in 2022 to reward yourself for delayed instant gratification.