re: How Do We Fix American Healthcare?

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That’s not exactly the case. You should know better. If the surgery is $30k billed charges and the insurance pays at 80% for the case rate (which wouldn’t be uncommon) and I’m responsible for a percentage of the remaining after my deductible is met, it’s a pretty significant difference.

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If you have an insurance that pays 80% after your deductible and you have not reached your max OOP for the year, I call bullshite on the business office giving you an amount "to the penny" of what your OOP would be.

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It goes back the same point which you are studiously avoiding - hospitals don’t want us to know and to be able to shop by price.

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Didn't avoid. Addressed it in my very first post in this thread. It's impossible to do and have it make any sense.

ETA - out of curiosity, I just pulled up the procedural pricing for the hospital that I had a procedure done. There were over 65,000 items listed in the chargemaster. Of course it was list pricing which is pretty useless unless you are self pay. I challenge anyone to go to any hospital's chargemaster and estimate the cost of your gall bladder removal. I'll wait.