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re: Just opened my first Roth IRA, now what?
Posted on 7/11/19 at 10:44 am to Ingeniero
Posted on 7/11/19 at 10:44 am to Ingeniero
25 years old with just $6,000, I'd probably just stick it all in a target date fund. As you get older and add more money to it, I would diversify more.
ETA: Congrats on starting young, this was a great decision you made
ETA: Congrats on starting young, this was a great decision you made
This post was edited on 7/11/19 at 10:46 am
2
Posted on 7/12/19 at 10:32 am to GeauxPack81
I'd avoid target date funds. They're too conservative at your age besides I wouldn't allocate new money to bonds in a low interest rate environment.
Posted on 7/18/19 at 10:56 am to GeauxPack81
quote:
25 years old with just $6,000, I'd probably just stick it all in a target date fund
I remember someone on here recently saying target date funds were no good and money grew in there at the same rate as a savings accout
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