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re: How to win at the points game?
Posted on 6/19/19 at 10:33 am to baldona
Posted on 6/19/19 at 10:33 am to baldona
quote:
you don't travel for work, don't make over $2ook a year, or don't have a small business you own with a card then CC points can be very overrated honestly. You have to play the points game HARD and as said continually get sign up bonus's. IMO not worth it.
This is just false. I don't check any of those boxes and I haven't paid for a plane ticket in a loooong time. I travel maybe 2-3 times a year.
If you have a good card with multiplier's, such as the Sapphire Reserve with 3x's dining, coupled with the Chase Freedom that gets you 5x's in rotating categories, and a few tricks, you can rack up points easily.
The above is the best combo of cards IMO, at least for a relatively new person to the points game.
Add in like one new card churn a year for a points bonus and you'll have plenty to take a trip or 2 on each year.
In the past 3 years I've paid for international flights to Asia twice, Europe, and at least a half dozen hotel stays solely on points.
Posted on 6/19/19 at 1:49 pm to rintintin
quote:
Add in like one new card churn a year for a points bonus and you'll have plenty to take a trip or 2 on each year.
Sure, I mean if you get a new card yearly with 50-100k points and spend let’s say spend 50k a year you can get 100,000-150,000 points a year worth $1200-2000.
It’s certainly possible with airline miles to work some magic and transfer them over to certain routes where you can get fantastic deals.
Or you can get 1% cash back which would be $500 and have no restrictions. $1000 is not chump change. I’m simply saying that you have to really hustle to get there if you are your average person.
The people that really acquire a ton are those that fly and stay in hotels or spend a lot.
This post was edited on 6/19/19 at 1:51 pm
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