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Started By
Message
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Posted on 5/4/19 at 6:29 pm to iAmBatman
quote:
Are you trying to say that a persons ability to repay a loan isn’t the determining factor for the rate they are charged?
No, not at all. That’s just not the aspect of financing that is under debate in this thread.
Each class of asset has its own scale of rates that will be approved lied regardless of the borrowers credit risk. Especially if that asset will serve as collateral. Homes are generally some of the cheapest financing deals you can find for a reason. Unsecured loans are more expensive.
quote:
Vehicle manufacturers offer incentives to increase sales volume.
So you agree that when it comes to interest rates, the particular asset being financed does indeed matter?
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