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re: Better to finance $31,800k at 4.19% or $35,100 at 0%?
Posted on 4/16/19 at 10:03 am to hendersonshands
Posted on 4/16/19 at 10:03 am to hendersonshands
You really should look at Credit Union rates as opposed to financing through a dealership. If you, or had anyone in your family serve in the military USAA has rates around 3.500% and some Credit Unions are even lower than that.
A new vehicle at 4.19% rate, with your credit score is on the higher spectrum. Sounds like the dealership is holding a half a point, or a full point of APR on you.
A new vehicle at 4.19% rate, with your credit score is on the higher spectrum. Sounds like the dealership is holding a half a point, or a full point of APR on you.
1
Posted on 4/16/19 at 10:04 am to Breauxsif
quote:
You really should look at Credit Union rates as opposed to financing through a dealership. If you, or had anyone in your family serve in the military USAA has rates around 3.500% and some Credit Unions are even lower than that.
A new vehicle at 4.19% rate, with your credit score is on the higher spectrum. Sounds like the dealership is holding a half a point, or a full point of APR on you.
He has a financing arrangement for 0% on the table already! Why is this thread still going on? He has free money being offered - it cannot be beat.
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