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Started By
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re: US credit card debt hit a record $870 billion in 2018
Posted on 3/5/19 at 7:41 pm to weagle99
Posted on 3/5/19 at 7:41 pm to weagle99
Does it factor people who pay everything on CC and pay it off each month to get points? If so that’s pretty misleading. Everyone I know nowadays is doing this, it’s stupid not to.
6
Posted on 3/5/19 at 7:43 pm to ItNeverRains
Paid mine off for good last week. Feels great.
Posted on 3/5/19 at 8:03 pm to ItNeverRains
quote:
Does it factor people who pay everything on CC and pay it off each month to get points? If so that’s pretty misleading. Everyone I know nowadays is doing this, it’s stupid not to.
Yeah, is this past due or is that just a snapshot at a random time of the month? I’m one of the weirdos who puts everything on my card and pays it off each month, so if my debt is considered in this figure, it could be very misleading.
Posted on 3/5/19 at 9:22 pm to ItNeverRains
quote:
Does it factor people who pay everything on CC and pay it off each month to get points? If so that’s pretty misleading
This. Also if it includes business credit cards, that's a whole other thing
Posted on 3/5/19 at 9:46 pm to ItNeverRains
quote:
Does it factor people who pay everything on CC and pay it off each month to get points? If so that’s pretty misleading. Everyone I know nowadays is doing this, it’s stupid not to.
With this in mind, I bet you purchase 1.5% (or whatever %) more than you would otherwise.
This post was edited on 3/5/19 at 9:50 pm
Posted on 3/5/19 at 11:29 pm to ItNeverRains
quote:
Does it factor people who pay everything on CC and pay it off each month to get points?
I bet most of that debt is on cards that don't have many if any reward options.
I'm sitting on almost a million points and have never paid interest. CC companies would never offer that shite if everyone was as responsible as you, me and our respectable friends.
Posted on 3/6/19 at 9:03 am to ItNeverRains
gimme all da pernts
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