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re: At how many years prior to retirement do you...
Posted on 1/8/19 at 8:15 pm to Zachary
Posted on 1/8/19 at 8:15 pm to Zachary
Everyone's situation is different, I have been retired 8 years, and remain heavy in equities keeping only money I will use in the next 2-3 years in interest bearing accounts and cash.. Look at it this way if you were not retiring for another 20 years you would probably not have a issue with investing money in equities. Assuming I live long enough I have money I will not need for 15-20 years, so why not leave it where it has the greatest chance of significant growth, seems like the same philosophy to me.
This post was edited on 1/8/19 at 8:17 pm
Posted on 1/11/19 at 3:10 pm to EA6B
quote:
I have been retired 8 years, and remain heavy in equities keeping only money I will use in the next 2-3 years in interest bearing accounts and cash..
Good stuff right here, what everyone should do.
Keep 2-3 years in cash, that way all of your investments are not needed for 3-4 years. Buys you time to be patient and not shite about the near term market situation.
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