re: How about getting a huge insurance policy, and play for your fans and teammates

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Exactly. All these tough guy internet warriors don't know what the real world is and in the real world carriers are nickle and diming every one of those policies and I know of not one player who has not lost a great deal of worth in the event of an injury or any value dropping event from playing.

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There’s no telling what his policy said or covered. For instance, Fournette had two, one that was a disability policy if he had a career ending injury and another that covered any “circumstance” that caused his stock to drop. I think the any circumstance was interesting. I’m betting that had something do with what happened to La’el Collins. And sure, just like any insurance carrier, they’re going to try to avoid paying you, but that’s what lawyers are for.

Regardless, we all have instances in our lives where we are faced with decisions to make that are selfless and doing right for those around us when it may not benefit ourselves. For every Jaylon Smith there are thousands of players that played in their bowl games or even their senior seasons (I know we don’t have any of these but I promise the NCAA lets you play 4 years) without incident. And just for clarity’s sake, Smith still signed a contract that had life changing money.