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Posted on 11/2/18 at 4:10 pm to
Posted by ibldprplgld
Member since Feb 2008
25468 posts
Posted on 11/2/18 at 4:10 pm to
quote:

Ideally? It didn't exist before Obamacare and never has. What makes you think it will ever exist? Call it whatever you want.


Please refer to my above comment that you just simply don't understand how insurance works, and what purpose it is intended to serve. Insurance is not welfare. It is also not intended to cover expected losses (i.e., PEC). In other types of insurance, when you make a claim for a loss when you expected that loss, that is what's called fraud.

quote:

People aren't going to magically get coverage for pre-existing conditions in an Obamacare-less system. You don't have to go very far back to see that in action.

Those are actually precisely the ones who ran to Obamacare because it made coverage for your unhealthy cheaper at the expense of your healthy. As I said earlier, there needs to be another option for people with PECs who know they will have higher medical costs that is taken out of the insurance world.

Why should a healthy person pay more for coverage against the unexpected so someone can pay less for coverage for their expected costs? It defies logic.
Posted by ShortyRob
Member since Oct 2008
82116 posts
Posted on 11/2/18 at 4:12 pm to
Bottom line is, if the goal is to insure those who can't afford insurance or who have PECs, the solution is a need based welfare program that does this.

There is no logical reason other than the desire for government power to roll EVERYONE into the govt controlled system.
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