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re: Debt Debt Debt.
Posted on 10/31/18 at 7:06 am to buckeye_vol
Posted on 10/31/18 at 7:06 am to buckeye_vol
Their sales points are that they only collect off of the deduction they obtain. Meaning they get all lenders to agree to take 45000 instead of 63000. They have me pay 49000. They keep the 4grand.
All of these numbers are absolutely pulled from my arse. I’m not sure what deals they have with all credit card companies. The two places we have spoke to have no monthly fees. Only collect after debts are settled.
I am just reciting their pitch.
All of these numbers are absolutely pulled from my arse. I’m not sure what deals they have with all credit card companies. The two places we have spoke to have no monthly fees. Only collect after debts are settled.
I am just reciting their pitch.
3
Posted on 10/31/18 at 7:23 am to LSU alum wannabe
quote:
Their sales points are that they only collect off of the deduction they obtain. Meaning they get all lenders to agree to take 45000 instead of 63000. They have me pay 49000. They keep the 4grand.
My man, step back and take a look at this for a min and think about it.
In any deal if you don't know who the mark is go look in the mirror, its you.
Simply ask them to state in writing that there will be no defaults/charge offs and see what they say.
Posted on 10/31/18 at 7:27 am to LSU alum wannabe
You don't want to deal with those companies. I've worked with others that have.
If its debt you got yourself into, your best bet is to constantly shop rates but concentrate on working and paying it off. Then try to put it out of your mind during your free time.
Put it on the calendar when you will pay it off, and plan a vacation with your family for that month.
There's no easy way out. Anyone that says they will lower your debt to no cost to you is a scam.
If its debt you got yourself into, your best bet is to constantly shop rates but concentrate on working and paying it off. Then try to put it out of your mind during your free time.
Put it on the calendar when you will pay it off, and plan a vacation with your family for that month.
There's no easy way out. Anyone that says they will lower your debt to no cost to you is a scam.
Posted on 10/31/18 at 10:23 pm to LSU alum wannabe
quote:They likely require you to default on your loan and then settle with each creditor for less than the balance owed. You will be taxed as income on any debt forgiven and your credit will be shite for a while. In addition, they will take a big chunk of the charge off amount.
Their sales points are that they only collect off of the deduction they obtain. Meaning they get all lenders to agree to take 45000 instead of 63000. They have me pay 49000. They keep the 4grand.
It is a terrible idea. Even if you were to go this route in dealing with your debt, you can accomplish the same thing without their help.
This post was edited on 10/31/18 at 10:34 pm
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