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re: Anyone have a spouse surcharge on company health insurance?
Posted on 9/25/18 at 8:14 am to elprez00
Posted on 9/25/18 at 8:14 am to elprez00
quote:
And by your logic, shouldn’t my wife’s company be cutting her a check for the value of the coverage they are not having to provide her since it’s calculated as part of her compensation rate?
How is that my logic? That sounds stupid.
Posted on 9/25/18 at 8:19 am to LNCHBOX
why would they charge the surcharge? are they picking up a portion of the cost of her insurance? if not, it sounds like they are trying to make money off of you. It certainly doesnt cost $150 a month to process taking the money out of your check and applying it to the cost of her insurance.
Posted on 9/25/18 at 8:22 am to LNCHBOX
quote:
How is that my logic? That sounds stupid.
You understand how benefits are tabulated right?
Base rate of pay + vacation + leave + employers contribution to medical + insurances (WC,GL, etc) = billable rate.
So if an employee declined coverage, that expense is no longer being incurred by the company and should be paid to the employee. If you notice on your paycheck and w-2 the company claims that contribution as part of your income.
First company i worked for ended up getting in deep shite when doing federal construction work for this stuff. Billing out rates for employees and then was audited. Discovered the employees were not being paid at the base rate of pay they were billing, and the benefits were not being distributed. Ended up having to cut checks to everyone that worked on the project paying them the difference.
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