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re: Am I over thinking this...Roth v. Traditional IRA
Posted on 9/6/18 at 6:31 am to HailToTheChiz
Posted on 9/6/18 at 6:31 am to HailToTheChiz
quote:
Why not both? Max Roth then put extra savings into taxable account
If you plan to contribute more than $11,000 (current Roth limits for you + wife) a year (and you should), then do this.
If only $11,000, and you want to diversify tax risk (and you don't have access to 401k or something similar), split between Roth and tIRA.
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