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re: VTSMX or VTI for retirement account?
Posted on 4/8/18 at 2:11 pm to StringedInstruments
Posted on 4/8/18 at 2:11 pm to StringedInstruments
quote:
Does it really matter which I go with?
Buy VTI until you reach $10,000. Then sell and buy Admiral shares of the mutual fund.
Why? The minimum for VTSMX is $3,000 and the expense ratio is higher. Once you hit $10,000, switch to Admiral Shares because the expense ratio is the same and you can buy partial shares, which you can't do with an ETF.
1
Posted on 4/8/18 at 3:21 pm to Teddy Ruxpin
Should I put all $4000 into VTI? Or diversify by starting with $3000 and then looking somewhere else for the additional $1000?
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